HOSPITALITY & LEISURE EXECUTIVES

Hotel general managers, head chefs and senior hospitality executives have compensation packages that mix salary, large variable bonuses, housing perks and often rapid relocation. We focus on maximising after‑tax income, smoothing cashflow, and planning succession or business ownership transitions.

TYPICAL CHALLENGES 

• Irregular bonuses and seasonal income cycles 
• Expat packages with split benefits and multi‑currency exposure 
• High-cost family relocations and school fees 
• Succession planning for executives moving into ownership or management buy‑outs

SERVICES WE PROVIDE

• Executive compensation structuring and bonus optimisation 
• Expat cashflow modelling and multi‑currency investment planning 
• Mortgage and property structuring across jurisdictions 
• Succession planning and liquidity for ownership transitions 
• Tax optimisation, insurance and asset protection

CASE STUDY

Anthony, Hotel GM (Malta → Riyadh)

Situation: Anthony received a relocation package with housing allowance, lump-sum sign-on bonus and variable performance pay tied to EBITDA. He was concerned about tax implications and mortgage plans for a home back in Europe.

Advice: We modelled net-income under local tax regimes, recommended a split of the sign-on into an emergency liquidity fund and pension top-up, and structured mortgage repayments to hedge currency risk. We also set up a deferred bonus-holding strategy to reduce peak-year tax spikes.

Outcome: Net effective tax rate reduced by ~6 percentage points in a typical year; Anthony achieved mortgage affordability while maintaining retirement contribution targets.